P.E.E.R. Process


Request complete verification of coverage and current illustration from carrier.

2. Review the policy to the extent of the information provided by the policy owner and the carrier.

3. Compare the performance to date with the estimated "as purchased" illustration, if available.

4. Produce a comparative analysis, showing options for the current and enhanced policy.

5. Measure the implied rate of return estimate for the current and enhanced policy.*

6. Provide financial strength analysis of life insurance carriers.

7. Identify any policy pitfalls, including those structural or administrative in nature.