Rachel C. Lower, CLU®, ChFC®

President & CEO

Rachel has more than 20 years of experience in the life insurance industry. She possesses a sophisticated understanding of life insurance planning that will help you meet the personal and professional needs of your clients.

To determine the optimal fit for each individual, Rachel reviews the client's unique needs and existing insurance coverage to design and implement a plan. She has an excellent ability to sort through and analyze various life insurance product offerings, features and projections. In addition to Rachel's knowledge and experience, financial advisors and their clients enjoy her positive attitude and energetic personality.

Rachel’s success at Cornerstone Advisors was built through her dedication to her clients and various roles she has held over the course of her work experience. From processing policy changes to managing a service team, she is well-versed in all aspects and obstacles that might occur with insurance and estate plans. Rachel has created and established annual procedures to provide proper compliance of policy structures, and to monitor portfolio performance, to help ensure it continues to meet clients’ business and estate plan objectives. Her service experience allows her to help ensure the expected death benefit will be available when needed and to recognize the most critical factors in the selection and implementation stage. At 1802 Insurance™, Rachel brings all of that experience and specialization to her role as an advisor to you, for the benefit of your clients.

Rachel received her Chartered Life Underwriter (CLU®) and Chartered Financial Consultant (ChFC®) designations through the American College of Financial Services. She holds a Pennsylvania Life, Accident, and Health license, as well as FINRA 6 & 63 securities registrations. She is an active member of the National Association of Professional Women and a member of the Estate Planning Council of the Lehigh Valley. Rachel received a BBA in Actuarial Science from Temple University, where she was a member of the Gamma Iota Sigma academic fraternity, which is dedicated to promoting, encouraging and sustaining student interest in insurance, risk management and actuarial science as professions. Rachel was awarded the 2016 Lehigh Valley Business Forty Under 40 award, which celebrates 40 of the Greater Lehigh Valley's most accomplished young businessmen and women. She was recognized for her commitment to business growth, professional excellence and to the community.

Whether it is on the ski slopes or at the beach, Rachel’s greatest enjoyment outside of work is spending time with her husband, Brad, and her two daughters, Cecelia and Amelia.